I read the umbrella policy and noticed they neglected to remove 1 vehicle two years ago when my wife stopped driving because of diabetic nerve damage to her feet.They were notifed at the time and it was removed from the auto policy but neglected to remove it from the Umbrella policy.
I called the agent ,she called the company they sent me a new Umbrella policy with a lower rate vehicle coverage removed and a reduced premium .Two days later (today) I get another Umbrella Policy restating the Higher Rate minus the vehicle coverage ….Is this FRAUD ,or revenge because I pointed out their error ? or just a policy of we never rebate anything ?