Loading ...as my belief is that ‘he who pays… owns’. And as collective ‘owners’ of some property that ‘we’ contributed payments to, we are entitled to paid-up rights…
Some of those rights may invalidate claims by any other individual who was nominated by US as a proxy to act on ‘our’ behalf. No… I won’t let you off the hook by asking for a refund.
Just my two cents worth. I am not a lawyer.