Can’t argue most but you have to factor in Gov. Gov. wanting to track every sent you make. If they can pull off a cashless system they would have control of anyones money as well as track every move people make. Also with that banks can start charging one fee after another including negative interest rates knowing there is noting you can do about it. Charge you for holding it, charge for every transaction you name it. A friend who lived in Japan said personal safes are popular there. After the quake they found safes had them together for people to claim if they survived. Said sad to see. With their current negative interest rates sales of safes went up I read which brought the subject up.
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