Loading ...Actually, I never picked up the wind and flood insurance policies. The ranch is on a bit of a slope with no low areas, so standing flooding is not possible there. And the place has withstood winds since the 70’s with no damage until Hurricane Iselle in 2014… that was when the big albizia trees on the lot fell on the house roof on the prior owners. Those trees have been removed and that hazard no longer exists, so I’m not worried about wind damage any more. The house is low and well secured.
All I bought was the lava-zone fire insurance for an outrageous price because I had planned to rent out the place, but Not anymore. I plan to drop the fire insurance next year. Lava threat has gone away for now. All I carry is Liability insurance in case someone gets hurt on the property.
LESTER close pass will be about 24 hours from now. Hurricane watch is still posted for Maui and Oahu, so we are not out of the woods yet. Even the fringes can be damaging. Latest NOAA forecast says:
HAZARDS AFFECTING LAND ---------------------- WIND: Hurricane conditions are possible over Maui County on Saturday with tropical storm conditions possible as early as late tonight. Hurricane conditions are possible over Oahu Saturday night. SURF: Large swells generated by Lester will build across Hawaiian waters tonight and Saturday. Surf generated by these swells will peak during the weekend across the main Hawaiian Islands, becoming very large and possibly damaging along exposed shorelines. RAIN: Heavy rains associated with Lester may impact Maui county and Oahu Saturday and Sunday.