Very often when people get scammed, its always these scumbags from those ex USSR communist countries. Dumb Americans are fair lucrative game for them. Our (supposed alleged) US gov’t looks the other way. Besides that, look at the low interest rates savers get. It’s no different than stealing money from savers.
These communist bankers must figure if you have money (and borrowers don’t) you don’t deserve to get paid interest, you lose for the greater good of borrowers, and the banks that collect what 4-5-6% on a loan, and pay you what, .25% 1/4 of one percent?