I was told the penalty is no longer in place, but I don’t know the accuracy of this claim.
There is a way around the healthcare exchange rates. People like me just claimed that it was a financial hardship and I elected to buy non-exchange compliant health insurance. It’s probably not wise to do, but my wife and I are both self employed and the packages are a nightmare on the exchange for the money. Rip off central. Besides Obozo care was a HUGE information grab, bigger than anything in modern day history. They asked so many questions and wanted to know so much about me that I freaked. Every trade for the last 5 years, every stock I’ve owned and sold, all of our bank account information….no thanks govy pigs