Here’s a little unknown trick I accidently learned years ago. Somebody went over the double solid line on a bend in the road and hit the back left side of my son’s 1979 Chevy Silverado pick up truck. The other guy was liable, at fault, and the insurance company totaled the truck and was offering $800. Meanwhile the truck was worth $4500 at that time. Already had some collector value. Even more so today.
My son had no luck with trying to get more out of them. Then I got on the phone with them and said, “Listen, the front and rear axels alone are worth $800 each. And the truck is worth $4500. I also got nowhere with the lady on the phone. Very stubborn and obnoxious, until I said one sentence. Remember this….
“Well, we are going to have to sue your insured directly”. At that point, her whole attitude changed, and we were able to get the proper funds to fix the truck. 🙂 I learned by accident. The key words. Most people just take what is offered. Don’t forget, everybody.
“Well, we are going to have to sue your insured directly”. They don’t want you to do that.