A friend’s father worked the sugar cane fields and processing plant in Hawaii. When it looked like the company was in trouble, he retired at age 62 when he was fully vested in the pension plan. He got his. His brother worked another six months, hoping to hang on. The company went BK and the brother lost his job AND his possible pension at age 59. Lost the house as he couldn’t pay the mortgage and went on welfare. He was dead in a year of a heart attack.
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