I have always had the plan not to have too much money as it is hard to manage. The plan has always been to have more coming in than going out with enough to spare when some expensive idea comes to mind. So far it has worked out.
I know of people though not in my family that went down – actually sometimes because of pm’s. My family never bought stocks being depression age. We recycled everything before that was popular. Everything disassembled for the parts.
We had a happy carefree life.
aurum