I shouldn’t discourage you, because it is exactly that fear that keeps the Rif-Raf out of my neighborhood, and off my island! But I know the geology here well. We may be on the most active volcano on the planet, but it is a ‘shield volcano’ unlike most others on the planet. It just plain is incapable of massive explosive outbursts like every other ‘subduction volcano’ in the world. When the lava flows here, it is slow and there is plenty of time to get out of the way. The greater threat here is Tsunamis generated anywhere around the Pacific rim by OTHER exploding volcanoes and earthquakes. I’m in the middle of the bathtub here that sometimes has a great ‘slosh’ of water.
For a reference point, Hilo, Hawaii is called the most disaster-prone city in the country. It has been, and continues to be threatened by Hurricanes, Tsunamis, Lava flows, and earthquakes.