I think a lot of banks are under stress. God forbid they ever have to mark to market their losses on commercial real estate. Disaster.
The same thing will happen as did in 2008-9. Fed will bail them out and consolidate into fewer and fewer hands with more government cronyism than ever if that’s possible. We’ll be stuck with no option and fascist banking. They’ll rape our accounts at the whim of the government. Won’t be much different than a CBDC.
As much as I’d like to think Trump could come in and fix it. He either can’t or won’t. The country as we know it is finished. Civil war or secession is best case, but it can’t last long the way it’s going now.