My son signs up for a fraud alert for his credit card. Exactly two days later, he gets an a fraud alert re $200 from a Staples store. So he calls the credit card company, she was a little evasive with details, and they issue a new card, that FedEx delivered.
Maybe its another “make work” thing. He clicks, then the bank employee has to do something. Then a Fed Ex guy has to do something, then my son has to do something again, open the package. Now he has to update his on line paying.